Retirement 9 min
The retirement corpus calculation most people get wrong
Inflation, healthcare and a 30-year horizon change everything. Here's the framework I use with my own clients.
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Insights
Read, learn, then decide.
Practical, India-specific writing on Financial Independence, retirement, taxation and investing — written for working professionals, not finance majors.
Featured · FIRE Planning 8 min read
How to Calculate Your FIRE Number in India (2026 Guide)
Your FIRE number is not a fantasy — it's a calculation. Here's the step-by-step framework, India-adjusted for inflation and real expenses.
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NRI 10 min
NRI Investing in India: The Complete Guide for 2026
NRE/NRO accounts, mutual funds, DTAA taxation and repatriation — everything NRIs need to invest in India confidently.
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Taxes 6 min
Old vs new tax regime — a salaried-friendly decision tree
Stop guessing every April. A clear step-by-step way to pick the right regime based on your income and deductions.
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Investing 8 min
Why your equity-debt mix matters more than fund selection
Asset allocation does most of the heavy lifting in long-term returns. Here's how to set yours and stop tinkering.
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Investing 10 min
ESOP & RSU planning for tech professionals
Concentration risk, taxation and a simple rule for when to sell. Built for engineers in MNCs and Indian startups.
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Risk 5 min
How much term insurance is actually enough?
The HLV method, the income-replacement method, and a hybrid I prefer. With a worked example for a 32-year-old.
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Articles dropping soon.
In the meantime, the fastest way to get clarity on your numbers is a 30-minute conversation.
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