Built for you, not the market
Every plan starts with your goals, income, and risk temperament — not a model portfolio designed for the average investor.
Wealth planning for ambitious Indians
who want to build a life they own.
Goal-based financial planning. Mutual funds. Insurance. Built around your life, not a model portfolio.
Serving salaried professionals, business owners, and NRIs across India.
QPFP · AMFI Registered MFD (ARN-357884) · NISM Certified Investment Advisor L1Why SampadaSarathi
Advice grounded in real experience
Managing a personal equity portfolio since 2017 with consistent outperformance. The same discipline goes into every client recommendation.
One advisor. Full picture.
FIRE planning, tax optimisation, insurance review, NRI compliance — handled together, not in silos by different specialists.
What I do
A complete plan, built around your life.
Investment Philosophy
Risk-profiled, goal-aligned, reviewed every quarter.
Every recommendation begins with a structured risk profiling exercise. Based on your risk appetite and life goals, a tailored mix of funds is built around your priorities — not a model portfolio. Performance is reviewed every quarter and rebalanced as life and markets evolve.
Begin your risk assessmentFIRE Planning
Lean FIRE, Coast FIRE or Fat FIRE — we calculate your number, savings rate and timeline. You get a year-by-year accumulation plan.
- Personalised FIRE number
- Withdrawal strategy
- Inflation & lifestyle modeling
Retirement Planning
A retirement that lasts 30+ years and matches your envisioned lifestyle — across NPS, EPF, mutual funds and beyond.
- Corpus calculation
- Asset allocation glide path
- Annuity & SWP strategy
Investing for Salaried Professionals
Goal-based portfolios built around your salary, bonus and ESOP cycles.
- Mutual fund selection
- ESOP & RSU planning
- Equity mutual fund guidance
Tax Planning
Old vs new regime analysis, 80C optimisation, capital-gains harvesting and HRA structuring done before March every year.
- Regime comparison
- Capital gains planning
- Salary structuring tips
Insurance & Risk Review
Adequate term, health and disability cover — because your plan should survive worst-case scenarios.
- Term insurance audit
- Health cover gap analysis
- Emergency fund design
Portfolio Review
An independent second opinion on your existing investments — what's working, what's bleeding, and what to fix.
- Holdings analysis
- Cost & overlap review
- Actionable rebalancing plan
Child Education & Marriage Planning
Goal-based corpus planning for your children's education and marriage — inflation-adjusted and milestone-aligned.
- Education cost modeling
- Marriage corpus roadmap
- Dedicated goal portfolios
NRI Investment Planning
For NRIs looking to invest in India — structured plans across mutual funds, equity and fixed income with full regulatory clarity.
- NRE/NRO planning
- Repatriation strategy
- DTAA & tax-efficient structures
- Clients in USA, Canada, UAE, UK, Singapore & Australia
Testimonials
What clients are saying.
"I'd been investing randomly for years — SIPs here, stocks there, no real plan. SampadaSarathi helped me consolidate everything into a coherent strategy aligned to my retirement goal. For the first time, I actually know where I stand and what I need to do next."
N
Navneet
Age 41 · Long-term client
The Process
Three calm conversations between you and financial peace.
No jargon. No product pushing. Just a structured plan you actually understand and can stick to for the next 20 years.
Start your plan- 01
Discovery
Understand your income, goals, family, comfort with risk.
- 02
Plan & Strategy
Custom FIRE / retirement roadmap with concrete asset allocation.
- 03
Review & Iterate
Quarterly check-ins. Adjust as life and markets change.
Read, learn, then decide.
Practical, India-specific notes on FIRE, taxes, asset allocation and retirement planning.
Read the Insights →Portfolio Review
Is your portfolio actually working for you?
Get an honest, independent review of your mutual funds, stocks, insurance and asset allocation — and a clear next-step plan from your personal CFO.