Wealth Management · India
Coordinated Financial Planning for India's Working Professionals, Business Owners & NRIs
One coordinated plan covering investments, tax, insurance, retirement and NRI structuring — delivered by a QPFP-qualified, AMFI-registered advisor (ARN-357884) with 20+ years of corporate experience.
What "Wealth Management" Actually Means in India
In India, the term "wealth management" gets used loosely. What actually matters is coordination — making sure your investments, tax position, insurance, and retirement plan are working together rather than against each other. That coordination is the value SampadaSarathi delivers, as an AMFI-registered MF Distributor, transparently disclosed below.
That coordination is the value. Most investors don't underperform because they picked the wrong mutual fund — they underperform because their tax planning, insurance, and asset allocation are working against each other.
What's Covered
Goal-Based Investing
Retirement, FIRE, children's education, home purchase — each goal mapped to a dedicated portfolio with its own asset allocation and time horizon.
Learn more
Mutual Fund Portfolio Construction
Core-and-satellite design across flexi cap, large & midcap, midcap, smallcap, hybrid and debt — sized to your risk profile.
Learn more
Tax Planning
Old vs new regime comparison, 80C / 80CCD guidance, and capital gains awareness as part of your investment plan — always validated with your CA.
Learn more
Insurance Advisory
Right-sized term insurance, health cover with super top-up, motor insurance — separated from investment products.
Learn more
NRI Wealth Management
NRE/NRO account guidance, DTAA awareness, and India investment structuring for NRIs across UAE, USA, UK, Canada and Australia — tax filing handled by your CA.
Learn more
Portfolio Reviews
Annual 7-point audit — overlap, costs, underperformers, drift, tax efficiency, insurance gaps, and goal tracking.
Learn more
Who We Work With
Salaried professionals
Gurgaon/Bengaluru/Mumbai MNCs, ESOP/RSU holders, FIRE-aspirants
Business owners
Founders, consultants, doctors and SME owners with concentrated wealth
NRIs
UAE, USA, UK, Canada, Australia, Singapore — investing into India
How Indian Wealth Management Firms Are Paid
There are three common models in the Indian market:
- 1. Fee-only RIAs — SEBI-Registered Investment Advisers charging a flat or AUM-based fee. Transparent, but the bill is paid separately.
- 2. AMFI-registered MF Distributors — earn trail commission embedded in the mutual fund expense ratio. No separate advisory invoice. SampadaSarathi operates under this model (ARN-357884).
- 3. Hybrid models — combine the two, often unclearly. Ask for the full break-up before signing.
Whichever model you choose, the question that matters is: does the advisor's incentive align with your outcome? Read our MFD vs direct plans guide for the maths.