Certified Financial Planner India
A Certified Financial Planner You Can Actually Talk To
QPFP-certified. AMFI-registered. NISM-certified. Based in Gurgaon, serving salaried professionals and NRIs across India. Personal financial planning that starts with your goals, not with products.
Credentials and Registrations
Qualified Personal Finance Professional
NFP India
India's most rigorous personal financial planning certification. Covers goal-based planning, retirement, tax, insurance, estate planning and investment advisory.
NISM Certified Investment Adviser Level 1
National Institute of Securities Markets (SEBI)
SEBI-mandated certification for investment advisory. Covers securities markets, mutual funds, portfolio management, and regulatory framework.
AMFI Registered MF Distributor
Association of Mutual Funds in India (AMFI)
AMFI registration for mutual fund distribution. All MF recommendations are regulated, disclosed, and compliant with SEBI guidelines.
Point of Salesperson — Insurance
Licensed to provide insurance products
Licensed to distribute health, term, and motor insurance products. Enables integrated financial planning covering both investment and protection.
What a Certified Financial Planner Can Do For You
Retirement planning
Corpus calculation, SIP structuring, NPS vs mutual fund analysis, SWP planning for retirement income. Built for your specific timeline and income profile.
Read retirement guide →Insurance advisory
Term cover calculation using HLV method, health insurance structure (base plus super top-up), motor insurance add-on review. Protection layer first, wealth creation second.
Read term insurance guide →Mutual fund advisory
Goal-based fund selection, portfolio review, rebalancing, LTCG harvesting. AMFI-registered distributor (ARN-357884) operating through NJ Wealth platform.
Read MF guide →NRI financial planning
NRE/NRO account structuring, DTAA planning, repatriation strategy, country-specific advice for UAE, USA, UK, Canada and Australia.
NRI services →FIRE planning
FIRE number calculation, corpus target setting, investment architecture for early retirement. India-adjusted for real inflation and market conditions.
Calculate your FIRE number →Tax and goal planning
Old vs new regime analysis, ELSS vs PPF vs NPS optimisation, education planning, home purchase planning. Coordinated across investments and insurance.
Read tax regime guide →Who I Work With
Salaried professionals in the Rs 15 to 75 lakh income range
Tech and MNC employees managing ESOPs, RSUs, and variable pay
Professionals approaching retirement (age 45 to 58) who need a clear plan
NRIs across UAE, USA, UK, Canada and Australia investing in India
Self-employed professionals and business owners
Young earners (age 25 to 35) building their first serious financial plan
Not based in Gurgaon? No issue. All consultations are online. Clients from Delhi, Mumbai, Bengaluru, and NRIs across UAE, USA, UK, Canada and Australia are welcome. See NRI services →
Frequently Asked Questions
What is a QPFP certification?
QPFP (Qualified Personal Finance Professional) is awarded by NFP India. It is India's most comprehensive personal financial planning credential, covering retirement, tax, insurance, estate planning, and investment advisory
Are you a fee-only financial planner?
SampadaSarathi operates as an AMFI-registered MF Distributor — meaning trail commission is earned on regular plan mutual fund investments. This is disclosed fully at onboarding. There are no additional advisory fees charged on top of the trail commission. This is the standard regulated model for MFDs in India, and all commissions are disclosed in the CAS (Consolidated Account Statement) you receive.
Do you serve clients outside Gurgaon?
Yes. All consultations are conducted online via video call. We serve clients across India — Delhi, Mumbai, Bengaluru, Chennai, Pune, Hyderabad — and NRI clients across UAE, USA, UK, Canada and Australia. There is no requirement to be based in Gurgaon.
What is the minimum portfolio size to work with SampadaSarathi?
There is no minimum portfolio requirement. We work with clients at all stages — from those starting their first SIP to those managing portfolios of Rs 2 crore and above. The planning approach is tailored to the life stage and goal complexity, not the portfolio size.
How is SampadaSarathi regulated?
SampadaSarathi operates as an AMFI-registered MF Distributor (ARN-357884) under SEBI's regulatory framework for mutual fund distribution. Insurance distribution is conducted under IRDAI's POSP framework. All client grievances can be escalated to SEBI SCORES, AMFI, or IRDAI as applicable.
Book a free 30-minute consultation
One conversation is often enough to clarify a decade of confusion. Tell us your goals and we will map the path forward — clearly and without jargon.
Book a consultationNo spam. No product push. Just a clear conversation.